Our society is far too insurance happy. For example, I have car insurance, health insurance, homeowner’s insurance, travel insurance, disability insurance and even an insurance policy on my mobile phone should the dog eat it. Where do we stop?
However, my insurance pales in comparison to that of the wealthy and famous. Whether it's the ultimate display of ego or a very expensive PR stunt, body-part insurance seems to be a rising trend with the super rich and famous.
Here's a list of 13 that is by no means meant to be complete. If you know of any others please leave a comment. I'd love to hear about it.
Heidi Klum insured her legs for $2 million. If priced by attittude alone, this is probably a bargain.
Bruce Springsteen insured his voice for $1 million. I think he sold himself a little short.
Mariah Carey had her legs insured for $1 billion. Mariah, I hope you are the sole beneficiary as this could give even the best of people thoughts of tripping you.
Sir Tom Jones had his chest hair insured for £3.5m ($6.9 million). At 67 he can still turn up the heat, but I'm not sure it's from the brush on his breasts.
Ilya Gort, Dutch winemaker, had his sense of smell insured for $8 million. That's an expensive nose, but can he dig for truffles?
Jennifer Lopez had her butt insured for $27 million (unconfirmed). Based on protrusion, this is a bargain.
David Beckham had his legs and feet insured for $70 million. Worth every penny.
Michael Flatley's legs are insured for $47 million. Not worth every penny.
America Ferrera's smile is insured for $10 million. Really? It's a good smile, but come on! In fact, the insurance was taken out by Aquafresh White Trays. She is said to be working with the manufacturer on a charity campaign for free dental service for jobless women.
Ken Dodd's teeth are insured for $7.4 million. A testament to the British dental system.
Keith Richards has the middle finger on his left hand insured for $1.6 million. If you ever get "the finger" from Keith, you should feel honored.
Cricket player Merv Hughes took out a £200,000 policy on his mustache. I would imagine his barber shaves him very gently. I wonder does it make him play cricket better?
Rumored to have started this insurance trend is the late Ben Turpin, who was famous for his crossed eyes. He took out a $20,000 policy in the 1920's against them becoming uncrossed.
However ridiculous all this insurance is, if there are wealthy people willing to buy it and Lloyds of London willing to insure it, I'm sure the best is yet to come.